My wife’s nerves about my years-long bitcoin investments have now been settled… Because she just realized it’s possible to borrow against it for a new home down payment, at an interest rate that blows banks out of the water, all the while immune to Fed rates. Her eyes are now open.

[edit] Because so many have asked: Celcius, w/ 1% APR @ 25% LTV… Calm down everyone – I'm not doing this for our ENTIRE HOME DOWNPAYMENT or some shenanigans like that. This is a proof-of-concept venture, and we won't be leveraged deep AT ALL. I've HODL'd since 2016, so I'm totally aware of the volatility. And Yes, I'm totally aware that CeFi is not ideal – We plan on getting our coinage back ASAP, for this reason. Again, this is a proof-of-concept venture with relatively small leverage. BTC would have to hit 15k for liquidation to even begin. Anyway, thanks for all your advice! ^{_^}